TERMS AND CONDITIONS OF THE THIBL WEBSITE AND PRIVACY POLICY
TERMS
AND CONDITIONS OF THE THIBL WEBSITE
By accessing this website ('Site'), you agree to be bound by the following
terms and conditions (the 'Terms'). Before using this Site, you should read
carefully the Terms and also our Privacy Statement [and Important Notes].
In these Terms
- 'you', 'your' and 'yours' means you, the person(s) accessing this Site.
- 'we', 'us' and 'our' means Tony Ham Insurance Brokers Limited.
TERMS
These Terms cover your use of this Site.
From this Site we may provide information or hyperlinks to other websites or pages provided by other parties. Your use of other parties' sites may be subject to their own terms and conditions. You should read them.
Please make sure you read carefully all applicable terms, conditions and disclaimers [and also the Important Notes] relevant to your use of the products, services or information that may be offered to you from time to time.
CHANGES
TO OUR TERMS
We may change these Terms at any time by updating these pages.
You agree to review any applicable terms and conditions regularly and that your use of any part of this Site will be subject to any such changes once they are made.
AVAILABILITY
OF SITE, PRODUCTS AND SERVICES
The content, including layout, of this Site or products or services available
via this Site may be wholly or partially suspended, withdrawn or changed at
any time.
We also reserve the right at any time to immediately suspend the provision of all or any part of this Site to you and/or block your access to this Site.
NO
OFFER
Information or opinions contained on this Site do not constitute investment
advice or an offer to sell or a solicitation, or offer to buy, any securities
or financial instruments.
Should you seek to rely in any way whatsoever upon any content contained on this Site, you do so at your own risk.
USERS
This Site is intended for those who access it from within the United Kingdom.
Because of this, we cannot guarantee that this Site or the information on it complies with local laws, regulations or restrictions of, or is appropriate for use in, other places.
People accessing this Site from outside the United Kingdom must inform themselves about and observe any relevant rules, regulations and restrictions.
The following provisions under 'No Warranties' and 'Exclusion of Our Liability' exclude or limit our legal liability for this Site.
NO
WARRANTIES
Other than the warranties and representations contained in these Terms, all
other warranties and representations, whether express, implied or statutory
are, to the fullest extent permitted by the law, excluded. Use of this Site
is at your sole risk.
We do not represent that:
- any information contained on this Site will be accurate, complete or up to date or meet your specific requirements,
- this Site will be available,
- access to this Site will be uninterrupted or that there will be no delays, failures, errors or omissions or loss of information as this Site is transmitted to you,
- no viruses or other contaminating or destructive materials or elements will be transmitted or that your computer system will not be damaged.
We do not provide any guarantee about the accuracy, functionality or performance of any third party software, content or equipment used in connection with this Site.
EXCLUSION
OF OUR LIABILITY
To
the extent permitted by law, we shall not be liable for any damage,
loss or liability (whether arising in contract, tort, including
negligence, or otherwise) arising out of or in connection with:
- your use of this Site,
- your reliance on or your inability to use the information, products or services on this Site, or
- any failure or performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure to this Site or your use or attempted use of it.
The above exclusions apply to any damage which is direct, indirect, special, incidental or consequential or consists of loss of profits, business, opportunity or data.
All of the above exclusions apply even if you have advised us of the possibility of the above types of damage, loss or liability.
YOUR
OBLIGATIONS
Security
- it is your sole responsibility adequately to:
- protect and back up your data and equipment,
- undertake reasonable and appropriate precautions against any computer virus or other destructive materials or elements, and
- ensure that your computers and your access to this Site are adequately secured against any unauthorised users.
Your use of this Site - you may not use this Site or permit others to use this
Site:
- in any way (including via electronic means) and for any purpose which is unlawful, defamatory or libellous, offensive, abusive, indecent, menacing or threatening or in any way breaches any intellectual property rights or obligations of confidence, or
- to cause annoyance, inconvenience or needless anxiety to any other person or in any other way which is in violation of any applicable law or regulation in any jurisdiction in the world, or
- to introduce a virus or other disruptive material or element or otherwise disrupt or impair this Site or any communication service.
THIRD
PARTY SITES
Links
to Third Party Sites - where we provide hypertext links to other
locations on the Internet, we do so for information purposes only.
We are not responsible for the content of any websites or pages
of third parties linked to or from this Site. Following links to
any websites or pages of third parties shall be at your own risk.
We shall not be responsible or liable for any damages or in any
other way in connection with such linking of those websites or
pages.
Downloads from Third Party Sites - links to third party downloadable software sites are for convenience only and we are not responsible nor are we liable for any difficulties or consequences associated with downloading that software. You are responsible for obtaining all necessary authorisations to use such software and we make no implied licence or warranty in relation to the obtaining of or use of such software whatsoever.
No Endorsement of Third Parties - no endorsement or approval of any third parties or their advice, opinions, information, products or services is expressed or implied by any information on this Site or by any hyperlinks to or from any third party websites or pages.
LINKS
TO OUR SITE
Neither
you nor
any other
party
may use
any part
of this
Site
on any
other
website,
or link
any other
website
to this
Site,
without
our prior
written
permission.
We are not responsible for the set up of any link from a third party website to our Site.
INTERNET
AND E-MAIL COMMUNICATIONS
Messages
sent
over
the
Internet
(including
e-mail)
cannot
be
guaranteed
to
be
completely
secure
as
they
are
subject
to
possible
interception,
monitoring,
delay,
loss
or
alteration.
We are not responsible for any such messages nor liable to you or anyone else for any damages or otherwise in connection with any messages sent by you to us or any third party or any messages sent by or appearing to be sent by us or any third party to you over the Internet (including e-mail). You should not include any sensitive or confidential information in such messages.
OUR
MONITORING OF COMMUNICATIONS
To
help
us improve
our
service
and
in the
interest
of security,
we may
monitor
and/or
record
communications
(whether
over
the
Internet,
telephone
or otherwise)
between
you
and
us.
INTELLECTUAL
PROPERTY RIGHTS
Our
Rights
- all
intellectual
property
rights
(including
without
limitation,
copyright,
database
rights,
design
rights,
patents
and trademarks)
in the
pages,
screens,
information
and materials included
in this
Site are
owned
by or
licensed
to us
unless
otherwise
stated.
Copying by you - you may print, copy, download or temporarily store extracts from this Site for your personal use or to help you use our products and services. You must not alter any extract contained on or obtained from this Site in any form. Any other use is prohibited unless you first get our written permission.
DATA
PROTECTION
We
are
committed
to protecting
your
personal
data
and
privacy.
All
information
that
we gather
from
you
in connection with
your
use
of this
Site
('your
information')
will
be processed
or otherwise
dealt
with
by us
in accordance
with
our
Privacy
Policy
(as
amended
from time
to time)
which
you
should
read.
We may use 'cookies' to collect data about you in connection with your use of this Site.
We may, as a result of your interaction with this Site, hold and process your information. This will be entered on to our group database and will be used to provide to you services and products, to evaluate the effectiveness of this Site and for statistical analysis.
CHILDREN
This
Site is not intended to be used by children.
GOVERNING
LAW
These
Terms
are
governed
by and
are
to be
interpreted
in accordance
with
the
laws
of the
United Kingdom.
The courts in the United Kingdom will have non-exclusive jurisdiction in respect of any dispute which may arise in connection with the Terms or your use of this Site.
OUR
INFORMATION
Tony
Ham Insurance Brokers Limited. Registered in England and Wales. Registered
Number: 2088489. Registered Office: 2 Fawn Court, The Ryde, Hatfield,
Herts AL9 5DJ.
We are Authorised and Regulated by the Financial Services Authority for insurance mediation only.
PRIVACY POLICY
PRIVACY
This
privacy statement sets out our current policies. We may change the
content or services found on our Site at any time without notice,
and consequently our privacy policy may change at any time in the
future. You agree to revisit this page regularly and your continued
access to or use of the Site will mean that you agree to the changes.
PUBLIC
AREAS
When using this Site you are not required to provide us with any personal information.
We may track the number of users who visit areas of the Site, but this tracking
will not identify you. We may also record the location of your computer on
the Internet for systems administration and trouble shooting purposes and to
report aggregate information.
YOUR
INFORMATION
If you provide us with any data we will handle this information in
accordance with the United Kingdom's Data Protection legislation. We maintain
strict security standards and procedures with a view to preventing unauthorised
access to your data by anyone, including our staff. We use leading technologies
such as (but not limited to) data encryption, fire walls and server authentication
to protect the security of your data. In relation to Tony Ham Insurance Brokers Limited,
all our staff and whenever we hire third parties to provide support services,
we will require them to observe our privacy standards and to allow us to audit
them for compliance.
COOKIES
Cookies are pieces of information that a website transfers to your computer's
hard disc for record keeping purposes. Cookies can make the web more
useful by storing information about your preferences on particular sites,
thus enabling website owners to provide more useful features for their
users. Most browsers are initially set to accept cookies. If you would
prefer, you can set your browser to refuse cookies.
YOUR
QUERIES
If you have any queries regarding privacy issues, then please e-mail us on enquiries@thibl.co.uk.
Please see our Terms and Conditions above for more details on the use of our
Site.